Connecticut vs New York taxes

Level in the middle, apart at the ends

On $75,000 a single filer keeps $57,743 in Connecticut and $57,784 in New York, a difference of $42. That salary sits right by the point where the lead changes hands: below about $67,000 Connecticut keeps more, and above it New York does. For a couple filing jointly the switch comes at about $108,000.

On smaller salaries Connecticut is lighter. Its personal exemption and a personal credit worth up to 75% of the tax do real work at the bottom: on $30,000 Connecticut charges $361 against New York’s $1,023. Both are withdrawn as income rises. The exemption starts going above $30,000, and the credit is gone above $64,500.

Above that, Connecticut is heavier. It has no standard deduction at all, and two charges sit on top of its rate schedule: the 2% add-back from $56,500 and the recapture from $105,000. New York taxes income after an $8,000 standard deduction, and cut its bottom five rates for 2026. On $150,000 Connecticut charges $8,225 and New York $7,810.

Payroll deductions favor New York on all but small salaries. CT Paid Leave takes 0.5% up to $184,500 of wages. New York’s Paid Family Leave and disability insurance together stop at $443 a year. On $150,000 they are $750 and $443.

So New York keeps $722 more on $150,000 and $3,842 on $500,000. Only far above that, from about $1,278,000, does Connecticut's 6.99% top rate put it back in front, as New York's rates keep climbing.

Living in Connecticut, working in New York

The figures above assume you live and work in the same state. For commuters, income tax follows the work. New York taxes the wages you earn there as a nonresident. Connecticut taxes you as a resident and credits the New York tax, but only up to what Connecticut would have charged. In practice you pay roughly the higher of the two states’ tax on those wages.

Which one is higher depends on the salary. On $50,000 it is New York’s: $2,103 against $1,800. On $150,000 it is Connecticut’s. So a well-paid commuter does not escape Connecticut’s rates by working in Manhattan; the credit only stops the same wages being taxed twice.

What the commuter does avoid is the city. New York City’s income tax falls only on residents of the five boroughs. If the New York side of your comparison is a home in the city, the answer changes: on $75,000 Connecticut keeps $2,221 more than New York City. The New York City calculator includes the city tax.

New York also applies a convenience of the employer rule, which can treat days worked at home for a New York employer as New York days. If you work from home in Connecticut for a New York firm, confirm how those days are treated rather than assuming.

What the comparison leaves out

No Connecticut town levies an income tax; towns there rely on property tax, and the rates vary sharply. Yonkers adds its own surcharge on New York tax, which is not included. Property taxes, housing and commuting costs differ widely on both sides of the line, and none of them is in these figures.

Questions people ask

Do you take home more in Connecticut or New York on $75,000?

New York, by $42 a year, or $3 a month, for a single filer in 2026. That counts federal tax, Social Security, Medicare, state income tax and every state payroll deduction.

Is the difference the same at every salary?

No. The side that keeps more changes with the salary: $30,000: Connecticut by $673; $50,000: Connecticut by $300; $75,000: New York by $42; $100,000: New York by $172; $150,000: New York by $722; $250,000: New York by $1,917.

I live in Connecticut and work in Manhattan. Who taxes my wages?

Both states, but not twice. New York taxes the wages you earn there as a nonresident. Connecticut taxes you as a resident and gives a credit for the New York tax, capped at what Connecticut would have charged on the same income. You do not pay New York City tax, which falls only on residents of the five boroughs.

What are Connecticut's add-back and recapture?

Two charges added to the tax the rate schedule produces. The 2% phase-out add-back takes back the benefit of the lowest band once income passes a threshold, and the recapture takes back the other low bands at higher incomes. They are why Connecticut charges more than its seven bands alone suggest, and both are included here.

How do the two states' paid leave deductions compare?

Connecticut Paid Leave takes 0.5% of wages, paid entirely by the employee, up to the Social Security contribution limit. New York takes 0.432% for Paid Family Leave up to a much lower annual maximum, plus disability insurance capped at 60 cents a week. On a high salary Connecticut's deduction is about twice New York's two combined.

What this comparison covers

Income tax and payroll deductions on wages: federal income tax, Social Security, Medicare, state income tax, every state payroll deduction. It does not compare sales tax, property tax, housing or the cost of living, which can outweigh the difference in take-home pay. Figures assume the standard deduction, no dependents and no pre-tax retirement contributions. See how we calculate.