What are the Minnesota income tax rates for 2026?

Four brackets. For a single filer: 5.35% up to $33,310, 6.80% to $109,430, 7.85% to $203,150, and 9.85% above that. For married filing jointly the thresholds are $48,700, $193,480 and $337,930. These are the Department of Revenue's published 2026 figures.

What is the Minnesota standard deduction for 2026?

$15,300 for single filers and married filing separately, $30,600 filing jointly, and $23,000 for head of household. The dependent exemption is $5,300. All published by the Department of Revenue in December 2025.

Why is Minnesota's lowest rate so high?

Minnesota starts at 5.35%, higher than the top rate of several states. There is no token 1% or 2% opening band as in Virginia or Maryland. The trade-off is a large standard deduction — $15,300 against Virginia's $8,750 — so less income reaches the rate.

Does any Minnesota city charge a local income tax?

No. No Minnesota municipality levies an income tax, so where you live in the state does not change your income tax bill.

Does Minnesota tax Social Security?

Partly. Minnesota is one of a small number of states that taxes Social Security benefits at all, though a subtraction removes it entirely for lower and middle incomes and phases out above set thresholds. This calculator models wage income and does not apply it.

Are Minnesota payroll deductions taken from my paycheck?

From 2026, yes: Minnesota Paid Leave. The premium is 0.88% of wages, the employer must pay at least half, and may deduct up to 0.44% from you — or cover more. Wages above the Social Security base of $184,500 are not charged, so the most you can pay is $811.80. Unemployment insurance is still employer-funded.

Is my data sent anywhere?

No. The calculation runs entirely in your browser. There is no account, and the salary you type is never sent to a server or stored. It never leaves your device.

United States · Minnesota · Tax year 2026

Minnesota Paycheck & Income Tax Calculator

Minnesota indexes its brackets every year by law, and 2026 moved them 2.369%. Type your salary to see what the published figures leave you.

Take-home per paycheck · 2026

$2,218.69

Paid every two weeks · $57,686 a year

You keep 77% of your gross pay. Minnesota itself takes 4.8%.

This is your 2026 tax for the whole year, spread evenly across 26 paychecks and rounded to the cent. A real payslip can differ slightly from one paycheck to the next: employers withhold using tables that approximate the year's tax rather than match it, and stop taking a contribution once your wages for the year pass its cap.

Effective rate 23.1% of your gross

Marginal rate 28.8% on your next dollar

Total tax $665.93 a paycheck · $17,314 a year

Federal income tax$295.00
MN income tax$137.56
FICA$220.68
MN payroll$12.69
Take-home$2,218.69

Itemized deductions from gross pay, per paycheck and per year
Deduction	Rate	Per paycheckPer year	Per year
Gross payAnnual salary ÷ 26		$2,884.62$75,000.00	$75,000.00
Federal
Federal income taxAfter the $16,100 standard deduction		−$295.00−$7,670.00	−$7,670.00
Social SecurityCapped at $184,500 of wages	6.20%	−$178.85−$4,650.00	−$4,650.00
Medicare	1.45%	−$41.83−$1,087.50	−$1,087.50
Minnesota
MN income taxAfter the $15,300 standard deduction		−$137.56−$3,576.61	−$3,576.61
Minnesota Paid LeaveCapped at $184,500 of wages	0.440%	−$12.69−$330.00	−$330.00
Total tax		−$665.93−$17,314.11	−$17,314.11
Net pay		$2,218.69$57,685.89	$57,685.89

Per paycheck, each line is its annual amount ÷ 26, rounded to the nearest cent.

What this means

On a salary of $75,000 you keep $57,686 — about 77% of what you earn. The remaining $17,314 is split across five separate deductions.

The largest is federal income tax at $7,670, roughly 44% of your total tax bill. Minnesota's own income tax takes $3,577, which is less than the $5,738 taken for Social Security and Medicare. The state payroll contribution adds $330 — small, but taken from every paycheck.

Your next dollar of income would be taxed at 28.8% once federal and state are combined, while the rate you actually pay across the whole salary is 23.1%. That gap is why a raise never feels as large as the headline rate suggests — and why the effective rate, not the bracket you land in, is the number worth comparing between states.

Show the working, band by band

Every figure above is computed from published 2026 rates for the whole year, then divided across 26 paychecks.

Federal — on $58,900 taxable income

Band	Rate	Taxed here	Tax
$0 – $12,400	10%	$12,400	$1,240.00
$12,400 – $50,400	12%	$38,000	$4,560.00
$50,400 – $105,700	22%	$8,500	$1,870.00

Minnesota — on $59,700 taxable income

Band	Rate	Taxed here	Tax
$0 – $33,310	5.35%	$33,310	$1,782.09
$33,310 – $109,430	6.8%	$26,390	$1,794.52

Minnesota tax at a glance, 2026

State income tax: 5.35% – 9.85%; Four brackets, indexed annually
Standard deduction: $15,300; $30,600 filing jointly
Local income tax: None; No Minnesota city levies one
Paid Leave: Up to 0.44%; New in 2026 — your employer's choice

How Minnesota income tax works

Minnesota has four brackets, and the first thing to notice is where they start. The opening rate is 5.35% — higher than the top rate in Indiana, Pennsylvania, Ohio, North Carolina, Arizona or Michigan. There is no token 1% or 2% band as Virginia and Maryland use.

What softens it is the deduction. Minnesota allows $15,300 for a single filer and $30,600 filing jointly, close to the federal amount and roughly double what Virginia or New York shelter.

A single filer on $75,000 is therefore taxed on $59,700, paying 5.35% on the first $33,310 and 6.80% on the remaining $26,390 — about $3,577 for the year, an effective state rate of roughly 4.8%.

There is no local income tax anywhere in Minnesota, so unlike Ohio or Maryland these figures need nothing added for where you live. There is one payroll deduction, new for 2026: Minnesota Paid Leave. The premium is 0.88% of wages, the employer pays at least half, and may deduct up to 0.44% from you — $330 a year on $75,000. Some employers cover the whole premium; the figures here assume yours deducts the maximum, so if it does not, your take-home is that much higher.

Single filers and married filing separately · 2026
Taxable income	Rate
$0 – $33,310	5.35%
$33,310 – $109,430	6.8%
$109,430 – $203,150	7.85%
$203,150 and above	9.85%

Brackets that actually move

Minnesota does something most states do not: it adjusts its brackets for inflation every year, and it is required to by law. The practice began in 1979.

For 2026 the brackets moved by 2.369%, based on the change in the Chained Consumer Price Index, rounded to the nearest $10. The rates themselves are unchanged — only the thresholds move.

That sounds technical, but compare it with what happens elsewhere. Virginia’s brackets have not moved since 1990, so its top rate now catches almost every full-time worker. North Carolina’s standard deduction is frozen in statute, quietly shrinking against wages every year. Both are silent tax rises that require no vote.

Minnesota’s indexing prevents exactly that. As wages rise with inflation, the thresholds rise with them, so you do not drift into a higher band by standing still. Over a decade the difference is substantial — and it is the reason Minnesota’s headline rates look worse relative to other states than the actual burden turns out to be.

Take-home pay at every salary in Minnesota

After federal tax, Minnesota state tax, FICA and the 0.44% Paid Leave deduction. With no local income tax, these figures hold anywhere in Minnesota — Minneapolis, St. Paul, Rochester and Duluth alike.

Annual take-home pay by gross salary · 2026
Gross salary	Total tax	Take-home (single)	Effective rate	Take-home (married)
$30,000	−$4,633	$25,367	15.4%	$27,573
$40,000	−$7,177	$32,823	17.9%	$35,481
$50,000	−$9,742	$40,258	19.5%	$43,137
$60,000	−$12,431	$47,569	20.7%	$50,733
$75,000	−$17,314	$57,686	23.1%	$61,917
$85,000	−$21,003	$63,997	24.7%	$69,290
$100,000	−$26,537	$73,463	26.5%	$80,257
$125,000	−$35,826	$89,174	28.7%	$98,534
$150,000	−$45,811	$104,189	30.5%	$115,112
$200,000	−$64,752	$135,248	32.4%	$147,696
$250,000	−$85,053	$164,947	34.0%	$182,171

What lands in your account each payday

On $75,000 a year in Minnesota, filing single, split across the pay schedules employers actually use.

Net pay on $75,000 gross · single filer
Pay schedule	Gross	Net
Every week	$1,442	$1,109
Every two weeks	$2,885	$2,219
Twice a month	$3,125	$2,404
Every month	$6,250	$4,807

This is worth knowing if you are comparing Minnesota for retirement, because most states do not.

The great majority — including Illinois, Pennsylvania, Georgia, New Jersey, Michigan and every no-income-tax state — exempt Social Security benefits entirely. Minnesota is in the small group that taxes them, following the federal treatment as a starting point.

The effect is limited in practice. Minnesota provides a Social Security subtraction that removes the tax completely for lower and middle incomes, phasing out above set thresholds. So a retiree living mainly on Social Security typically pays nothing, while one with substantial other income may.

It still puts Minnesota at a disadvantage against neighbors for retirees. Someone weighing Minnesota against Illinois — which taxes no retirement income at all, including 401(k) and pension withdrawals — will find a real gap that the wage figures on this page do not show.

What this page does not model

Two Minnesota provisions are left out, both affecting high incomes only:

The standard deduction phase-out. Above $244,400 of federal AGI, Minnesota reduces the standard deduction by 3% of the excess, with a steeper second tier beyond $337,800. The calculator applies the full $15,300 at every income, so figures above $244,400 slightly understate Minnesota tax.

The net investment income surtax. Minnesota levies an additional 1% on net investment income above $1,000,000. This calculator models wage income, so it does not arise.

Everything else on this page — the brackets, the standard deduction, the federal and FICA figures — is exact, and taken from the Department of Revenue’s published 2026 amounts. The Paid Leave rate is from the Department of Employment and Economic Development, which confirmed on July 31, 2026, that 0.88% is the rate for this year and next.

Dates that matter for the 2026 tax year

Minnesota returns (Form M1) are due April 15, 2027, matching the federal deadline. Estimated payments, if required, fall quarterly beginning in April 2026. The brackets on this page apply to income earned between January 1 and December 31, 2026.

Questions people ask

What are the Minnesota income tax rates for 2026?: Four brackets. For a single filer: 5.35% up to $33,310, 6.80% to $109,430, 7.85% to $203,150, and 9.85% above that. For married filing jointly the thresholds are $48,700, $193,480 and $337,930. These are the Department of Revenue's published 2026 figures.
What is the Minnesota standard deduction for 2026?: $15,300 for single filers and married filing separately, $30,600 filing jointly, and $23,000 for head of household. The dependent exemption is $5,300. All published by the Department of Revenue in December 2025.
Why is Minnesota's lowest rate so high?: Minnesota starts at 5.35%, higher than the top rate of several states. There is no token 1% or 2% opening band as in Virginia or Maryland. The trade-off is a large standard deduction — $15,300 against Virginia's $8,750 — so less income reaches the rate.
Does any Minnesota city charge a local income tax?: No. No Minnesota municipality levies an income tax, so where you live in the state does not change your income tax bill.
Does Minnesota tax Social Security?: Partly. Minnesota is one of a small number of states that taxes Social Security benefits at all, though a subtraction removes it entirely for lower and middle incomes and phases out above set thresholds. This calculator models wage income and does not apply it.
Are Minnesota payroll deductions taken from my paycheck?: From 2026, yes: Minnesota Paid Leave. The premium is 0.88% of wages, the employer must pay at least half, and may deduct up to 0.44% from you — or cover more. Wages above the Social Security base of $184,500 are not charged, so the most you can pay is $811.80. Unemployment insurance is still employer-funded.
Is my data sent anywhere?: No. The calculation runs entirely in your browser. There is no account, and the salary you type is never sent to a server or stored. It never leaves your device.

Where these figures come from

Every Minnesota number on this page was read from the documents below — the state's own, not a summary of them. Nothing here is estimated. If a figure looks wrong, the source is one click away, and we would rather you checked.

Individual Income Taxrevenue.state.mn.us
Minnesota Department of Revenue
The four bracket thresholds, which Minnesota indexes by law every year, and the standard deduction.
Paid Leave premium rate unchanged for 2027mn.gov
Minnesota Department of Employment and Economic DevelopmentJuly 31, 2026
The 0.88% Paid Leave premium in force for 2026, and that employers may collect up to 0.44% of wages from employees.
Minnesota Statutes 268B.14, Paid Leave premiumsrevisor.mn.gov
Minnesota Office of the Revisor of Statutes
That the employer pays at least half of the premium, and that wages subject to it are capped at the Social Security wage base.