New Hampshire Paycheck Calculator

What actually comes out of a New Hampshire paycheck

New Hampshire withholds nothing at state level, and as of 2025 that is true without qualification for the first time in the state’s history.

Three federal deductions remain: income tax after the standard deduction, Social Security at 6.2% up to the wage base, and Medicare at 1.45% uncapped.

The state operates a paid family and medical leave program, but unlike Washington’s or Colorado’s it is voluntary. Nothing is withheld unless you or your employer choose to enroll, so it does not appear in the figures above.

New Hampshire is also one of only five states with no general sales tax. That combination — no income tax and no sales tax — is genuinely unusual, and it is the reason property tax does so much work here.

The tax that disappeared in 2025

New Hampshire spent decades described as having “no income tax”, which was true of wages and not quite true of everything else.

The Interest and Dividends Tax applied at 3% to investment income above $2,400 for an individual, or $4,800 filing jointly. It caught retirees living on portfolio income while leaving salaries untouched — the opposite of how most states work.

House Bill 2 repealed it, and the repeal was accelerated: originally scheduled for 2027, it took effect for tax periods beginning on or after January 1, 2025. The Department of Revenue Administration has confirmed the repeal is in force.

So New Hampshire’s status changed materially and recently. For a retiree living on dividends, the state went from taxing a meaningful slice of income to taxing none of it, within the last two years. A great deal of published guidance has not caught up.

Take-home pay at every salary in New Hampshire

What a New Hampshire salary is worth after federal tax and FICA. With no state layer, these figures hold anywhere in the state — Manchester, Nashua, Concord and Portsmouth alike.

What lands in your account each payday

On $75,000 a year in New Hampshire, filing single, split across the pay schedules employers actually use.

What pays for New Hampshire

With no income tax and no sales tax, something has to carry the load, and here it is almost entirely property tax.

New Hampshire’s effective property tax rates are among the highest in the country, rivalling New Jersey’s. Because there is no state sales or income tax to fund local services, towns raise schooling and municipal costs almost entirely from property — which means the rate varies sharply between towns, and two houses of similar value a few miles apart can carry very different bills.

This inverts the usual advice about moving to a low-tax state. In Texas the warning is that property tax may eat the income tax saving; in New Hampshire it is closer to a certainty for anyone who buys. Renters capture the benefit most cleanly, and high earners who own modest property do well. A household with an average income and an expensive house may find New Hampshire more expensive overall than a state with a moderate income tax.

Check the specific town’s rate before assuming the move pays. The variation within the state is wider than the difference between many states.

If you live here and work in Massachusetts

This undoes the advantage for a large share of southern New Hampshire, and it is worth being clear-eyed about.

Income tax follows where work is performed. If you live in Nashua and work in Boston, Massachusetts taxes those wages at its rate. New Hampshire has no income tax — which sounds like a benefit, but it also means there is no New Hampshire liability to claim a credit against. You simply pay Massachusetts.

Living in New Hampshire while working in Massachusetts therefore buys you no income tax saving on those wages at all. What it does buy is no sales tax on your spending, and whatever difference in property tax and housing cost applies between the two towns.

The calculation flips entirely if you work remotely for a Massachusetts employer while physically in New Hampshire — then the income is generally New Hampshire-sourced and untaxed. The distinction is where you perform the work, not where the employer sits, and it is worth confirming your own position rather than assuming.

Deadlines for the 2026 tax year

There is no New Hampshire personal income tax return and no state deadline. Your only obligation is the federal return, due April 15, 2027 for the 2026 tax year. If you are self-employed, federal estimated payments still fall quarterly in April, June, September and the following January.

Questions people ask

Does New Hampshire have a state income tax?

No. Wages have never been taxed, and since January 1, 2025, the Interest and Dividends Tax has been repealed as well, so New Hampshire now taxes no personal income of any kind.

What happened to the interest and dividends tax?

It was repealed by House Bill 2, effective for tax periods beginning on or after January 1 2025 — brought forward from an original 2027 date. It had applied at 3% to interest and dividend income above $2,400 for individuals, $4,800 filing jointly.

Does New Hampshire have a sales tax?

No. New Hampshire is one of only five states with no general sales tax, alongside Alaska, Delaware, Montana and Oregon. There are targeted levies on prepared meals, lodging and vehicle rentals.

What is deducted from a New Hampshire paycheck?

Federal income tax, Social Security at 6.2% up to the wage base, and Medicare at 1.45%. Nothing else. The state's paid family leave program is voluntary and opt-in, so no premium is withheld unless you choose to enroll.

I live in New Hampshire but work in Massachusetts — am I taxed?

Yes, by Massachusetts. Income tax follows where the work is performed, so wages earned in Massachusetts are taxed there at its rate. New Hampshire has no income tax and therefore no credit to offset it with, so cross-border commuters lose most of the advantage of living here.

Is my data sent anywhere?

No. The calculation runs entirely in your browser. There is no account, and the salary you type is never sent to a server or stored. It never leaves your device.