What is the Ohio income tax rate for 2026?

A flat 2.75% on nonbusiness income above $26,050. Income below that threshold is not taxed by the state at all. This structure is new for 2026 — Ohio previously used graduated brackets, and HB96 replaced them.

Do I pay Ohio income tax on a low salary?

Not at state level, if you earn under $26,050. Ohio taxes nothing below that threshold. You would still owe federal tax, FICA, and your city's income tax if you live or work somewhere that levies one.

Does this calculator include Columbus or Cleveland city tax?

No, and that is deliberate. Most Ohio cities levy their own income tax, generally around 2% to 2.5%, assessed on where you live and where you work. There is no statewide figure to apply. On a $75,000 salary a city tax of 2.5% is about $1,875 a year — more than the state tax itself.

What is the Ohio personal exemption for 2026?

It steps down with income: $2,400 up to $40,000 of AGI, $2,150 up to $80,000, $1,900 up to $500,000, and nothing above that. HB96 lowered the eligibility ceiling from $750,000 in 2025 to $500,000 for 2026 onward.

Are Ohio payroll deductions taken from my paycheck?

Not by the state. Ohio unemployment insurance is employer-funded and the state runs no disability or paid family leave program. Beyond the 2.75% state income tax, the only deductions are federal — plus city tax where it applies.

Does Ohio tax Social Security?

No. Social Security benefits are not taxed by Ohio. Other retirement income is generally taxable, though Ohio offers a retirement income credit. This calculator models wage income and does not apply it.

Is my data sent anywhere?

No. The calculation runs entirely in your browser. There is no account, and the salary you type is never sent to a server or stored. It never leaves your device.

United States · Ohio · Tax year 2026

Ohio Paycheck & Income Tax Calculator

Ohio became a flat-tax state in 2026, and the first $26,050 is untaxed. Type your salary to see what that leaves — and what your city will take as well.

Take-home per paycheck · 2026

$2,319.44

Paid every two weeks · $60,306 a year

You keep 80% of your gross pay. Ohio itself takes 1.7%.

This is your 2026 tax for the whole year, spread evenly across 26 paychecks and rounded to the cent. A real payslip can differ slightly from one paycheck to the next: employers withhold using tables that approximate the year's tax rather than match it, and stop taking a contribution once your wages for the year pass its cap.

Effective rate 19.6% of your gross

Marginal rate 24.8% on your next dollar

Total tax $565.18 a paycheck · $14,695 a year

Federal income tax$295.00
OH income tax$49.50
FICA$220.68
Take-home$2,319.44

Itemized deductions from gross pay, per paycheck and per year
Deduction	Rate	Per paycheckPer year	Per year
Gross payAnnual salary ÷ 26		$2,884.62$75,000.00	$75,000.00
Federal
Federal income taxAfter the $16,100 standard deduction		−$295.00−$7,670.00	−$7,670.00
Social SecurityCapped at $184,500 of wages	6.20%	−$178.85−$4,650.00	−$4,650.00
Medicare	1.45%	−$41.83−$1,087.50	−$1,087.50
Ohio
OH income taxAfter the $2,150 personal exemption		−$49.50−$1,287.00	−$1,287.00
Total tax		−$565.18−$14,694.50	−$14,694.50
Net pay		$2,319.44$60,305.50	$60,305.50

Per paycheck, each line is its annual amount ÷ 26, rounded to the nearest cent.

What this means

On a salary of $75,000 you keep $60,306 — about 80% of what you earn. The remaining $14,695 is split across four separate deductions.

The largest is federal income tax at $7,670, roughly 52% of your total tax bill. Ohio's own income tax takes $1,287, which is less than the $5,738 taken for Social Security and Medicare.

Your next dollar of income would be taxed at 24.8% once federal and state are combined, while the rate you actually pay across the whole salary is 19.6%. That gap is why a raise never feels as large as the headline rate suggests — and why the effective rate, not the bracket you land in, is the number worth comparing between states.

Show the working, band by band

Every figure above is computed from published 2026 rates for the whole year, then divided across 26 paychecks.

Federal — on $58,900 taxable income

Band	Rate	Taxed here	Tax
$0 – $12,400	10%	$12,400	$1,240.00
$12,400 – $50,400	12%	$38,000	$4,560.00
$50,400 – $105,700	22%	$8,500	$1,870.00

Ohio — on $72,850 taxable income

Band	Rate	Taxed here	Tax
$0 – $26,050	0%	$26,050	$0.00
$26,050 and above	2.75%	$46,800	$1,287.00

Ohio tax at a glance, 2026

State income tax: 2.75% flat; New for 2026 under HB96
First $26,050: Untaxed; No state tax below that
Local income tax: ~2% – 2.5%; Most cities — not included below
Payroll add-ons: None; No employee-side state levy

How Ohio income tax works

Ohio’s structure is unusually simple from 2026, and unusually generous at the bottom.

Nothing is taxed on the first $26,050. Above that, everything is taxed at a flat 2.75%. A single filer on $75,000 claims a $2,150 exemption, leaving $72,850, and pays 2.75% on the $46,800 that sits above the threshold — about $1,287 for the year.

The effect is that Ohio’s effective state rate stays low across ordinary salaries. At $35,000 it is well under 1%; at $75,000 it is about 1.7%; even at $150,000 it is only around 2.2%. The large untaxed band does more work than the headline rate suggests.

Ohio became a flat-tax state in 2026

This is the change that makes almost every older Ohio calculator wrong.

Until 2025 Ohio used graduated brackets with several rates. HB96, the state budget bill enacted in 2025, replaced them with a single 2.75% rate on all nonbusiness income above $26,050, effective January 1, 2026.

So anything describing Ohio as having multiple brackets, or quoting a top rate of 3.5% or higher, is describing a system that no longer exists. Ohio joins the group of flat-tax states alongside Illinois, Pennsylvania, Michigan and North Carolina.

The same bill tightened eligibility for credits and exemptions. The joint filing credit and the personal and dependent exemptions are now available only to taxpayers with modified AGI of $500,000 or less, down from $750,000 for 2025.

The city tax this page cannot know

Read this before trusting any Ohio take-home figure, including the one above.

Most Ohio cities levy their own income tax, and by national standards they are substantial. Columbus, Cleveland, Cincinnati and Toledo all sit in the region of 2% to 2.5%, assessed on where you live and where you work. There is no single rate that could be applied here honestly.

The scale is worth stating plainly: on a $75,000 salary, a 2.5% city tax is about $1,875 a year — noticeably more than the $1,287 the state itself collects. In Ohio the municipal tax is frequently the larger of the two, which is the opposite of most states.

So the figures on this page are complete for federal and state, and deliberately silent on municipal. Add roughly 2% to 2.5% of your income if you live or work in a city that levies it. Ohio also operates reciprocity arrangements between some municipalities, giving credit for tax paid where you work against tax owed where you live, so the two do not simply stack.

Take-home pay at every salary in Ohio

After federal tax, the flat 2.75% state tax and FICA. Municipal income tax is not included, for the reason above.

Annual take-home pay by gross salary · 2026
Gross salary	Total tax	Take-home (single)	Effective rate	Take-home (married)
$30,000	−$3,758	$26,242	12.5%	$27,705
$40,000	−$5,998	$34,002	15.0%	$35,908
$50,000	−$8,245	$41,756	16.5%	$43,855
$60,000	−$10,485	$49,516	17.5%	$51,755
$75,000	−$14,695	$60,306	19.6%	$63,395
$85,000	−$17,941	$67,059	21.1%	$71,141
$100,000	−$22,801	$77,199	22.8%	$82,781
$125,000	−$30,965	$94,035	24.8%	$102,181
$150,000	−$39,565	$110,435	26.4%	$119,881
$200,000	−$55,804	$144,196	27.9%	$154,642
$250,000	−$72,924	$177,076	29.2%	$191,414

What lands in your account each payday

On $75,000 a year in Ohio, filing single, split across the pay schedules employers actually use.

Net pay on $75,000 gross · single filer
Pay schedule	Gross	Net
Every week	$1,442	$1,160
Every two weeks	$2,885	$2,319
Twice a month	$3,125	$2,513
Every month	$6,250	$5,025

The exemption that shrinks as you earn

Ohio’s personal exemption does not taper smoothly. It steps down through income bands, so crossing a threshold by a single dollar costs you the whole step:

Adjusted gross income	Exemption
Up to $40,000	$2,400
$40,000 – $80,000	$2,150
$80,000 – $500,000	$1,900
Above $500,000	Nothing

The amounts double for a married couple filing jointly. In cash terms the steps are small — the difference between the top and bottom band is $500 of exemption, worth under $14 at the flat rate — so unlike Illinois, where crossing the ceiling costs the entire allowance, Ohio’s cliff edges are mild.

The $500,000 ceiling is the one that bites. Above it, the exemption and the joint filing credit both disappear entirely, and HB96 lowered that line from $750,000 in 2025.

Dates that matter for the 2026 tax year

Ohio returns (Form IT 1040) are due April 15, 2027, matching the federal deadline. Municipal returns are filed separately with your city or with the state’s centralized collection system, and generally carry the same deadline. Estimated payments, if required, fall quarterly in April, June, September and the following January.

Questions people ask

What is the Ohio income tax rate for 2026?: A flat 2.75% on nonbusiness income above $26,050. Income below that threshold is not taxed by the state at all. This structure is new for 2026 — Ohio previously used graduated brackets, and HB96 replaced them.
Do I pay Ohio income tax on a low salary?: Not at state level, if you earn under $26,050. Ohio taxes nothing below that threshold. You would still owe federal tax, FICA, and your city's income tax if you live or work somewhere that levies one.
Does this calculator include Columbus or Cleveland city tax?: No, and that is deliberate. Most Ohio cities levy their own income tax, generally around 2% to 2.5%, assessed on where you live and where you work. There is no statewide figure to apply. On a $75,000 salary a city tax of 2.5% is about $1,875 a year — more than the state tax itself.
What is the Ohio personal exemption for 2026?: It steps down with income: $2,400 up to $40,000 of AGI, $2,150 up to $80,000, $1,900 up to $500,000, and nothing above that. HB96 lowered the eligibility ceiling from $750,000 in 2025 to $500,000 for 2026 onward.
Are Ohio payroll deductions taken from my paycheck?: Not by the state. Ohio unemployment insurance is employer-funded and the state runs no disability or paid family leave program. Beyond the 2.75% state income tax, the only deductions are federal — plus city tax where it applies.
Does Ohio tax Social Security?: No. Social Security benefits are not taxed by Ohio. Other retirement income is generally taxable, though Ohio offers a retirement income credit. This calculator models wage income and does not apply it.
Is my data sent anywhere?: No. The calculation runs entirely in your browser. There is no account, and the salary you type is never sent to a server or stored. It never leaves your device.

Where these figures come from

Every Ohio number on this page was read from the documents below — the state's own, not a summary of them. Nothing here is estimated. If a figure looks wrong, the source is one click away, and we would rather you checked.

Annual tax ratestax.ohio.gov
Ohio Department of Taxation
The rate schedule, including the income below which no Ohio tax is due, and the personal exemption bands.
Section 4141.23 - Ohio Revised Codecodes.ohio.gov
Ohio Legislative Service Commission (Ohio Laws)
That unemployment contributions are paid by the employer and may not be deducted, in whole or in part, from employees' pay.