Does Texas have a state income tax?

No. Texas levies no personal income tax on wages, salaries, capital gains or retirement income. Since Proposition 4 passed in 2019, the state constitution prohibits one outright.

What is deducted from a Texas paycheck?

Federal income tax, Social Security at 6.2% up to the wage base, and Medicare at 1.45%. That is all. Texas withholds nothing at state level and no Texas city levies an income tax.

Do I pay Texas unemployment insurance from my wages?

No. Texas unemployment insurance is funded entirely by employers, at 0.32% to 6.32% on the first $9,000 of each employee's wages. Nothing is deducted from your pay for it.

Does Texas tax retirement income or Social Security?

No. With no income tax of any kind, Texas does not tax pensions, 401(k) or IRA withdrawals, Social Security benefits, or investment income.

Do I need to file a Texas state tax return?

No. There is no personal income tax return in Texas. You file your federal return only.

If there is no income tax, how does Texas fund itself?

Mainly through property tax and sales tax. Texas levies no state property tax, but local property tax rates are among the highest in the country, and the state sales tax is 6.25% before local add-ons take it as high as 8.25%.

Is my data sent anywhere?

No. The calculation runs entirely in your browser. There is no account, and the salary you type is never sent to a server or stored. It never leaves your device.

United States · Texas · Tax year 2026

Texas Paycheck Calculator

Texas takes nothing from your paycheck. Type your salary to see what federal tax and FICA leave behind — and what the state collects instead.

Take-home per paycheck · 2026

$2,368.94

Paid every two weeks · $61,593 a year

You keep 82% of your gross pay. Texas itself takes 0.0%.

This is your 2026 tax for the whole year, spread evenly across 26 paychecks and rounded to the cent. A real payslip can differ slightly from one paycheck to the next: employers withhold using tables that approximate the year's tax rather than match it, and stop taking a contribution once your wages for the year pass its cap.

Effective rate 17.9% of your gross

Marginal rate 22.0% on your next dollar

Total tax $515.68 a paycheck · $13,408 a year

Federal income tax$295.00
FICA$220.68
Take-home$2,368.94

Itemized deductions from gross pay, per paycheck and per year
Deduction	Rate	Per paycheckPer year	Per year
Gross payAnnual salary ÷ 26		$2,884.62$75,000.00	$75,000.00
Federal
Federal income taxAfter the $16,100 standard deduction		−$295.00−$7,670.00	−$7,670.00
Social SecurityCapped at $184,500 of wages	6.20%	−$178.85−$4,650.00	−$4,650.00
Medicare	1.45%	−$41.83−$1,087.50	−$1,087.50
Texas
TX income tax		None	None
Total tax		−$515.68−$13,407.50	−$13,407.50
Net pay		$2,368.94$61,592.50	$61,592.50

Per paycheck, each line is its annual amount ÷ 26, rounded to the nearest cent.

What this means

On a salary of $75,000 you keep $61,593 — about 82% of what you earn. The remaining $13,408 is split across three separate deductions.

Texas takes none of it. There is no state income tax here, and no state payroll levy either, so every dollar deducted above is federal. The largest is federal income tax at $7,670; Social Security and Medicare account for the remaining $5,738.

Your next dollar would be taxed at 22.0%, all of it federal, while the rate you actually pay across the whole salary is 17.9%. Comparing Texas against a state that does tax income, the effective rate is the number to use — the headline bracket overstates the difference.

Show the working, band by band

Every figure above is computed from published 2026 rates for the whole year, then divided across 26 paychecks.

Federal — on $58,900 taxable income

Band	Rate	Taxed here	Tax
$0 – $12,400	10%	$12,400	$1,240.00
$12,400 – $50,400	12%	$38,000	$4,560.00
$50,400 – $105,700	22%	$8,500	$1,870.00

Texas tax at a glance, 2026

State income tax: None; Constitutionally prohibited
Local income tax: None; No Texas city levies one
Payroll add-ons: None; Unemployment insurance is employer-funded
State sales tax: 6.25%; Up to 8.25% with local add-ons

What actually comes out of a Texas paycheck

Texas is the simplest paycheck in the country to work out, because the state takes none of it. There is no state income tax, no local income tax in any Texas city, and no employee-side payroll levy of the kind New Jersey or California withhold.

That leaves three deductions, all federal:

Federal income tax, applied progressively after the standard deduction
Social Security at 6.2%, up to the annual wage base
Medicare at 1.45%, with no cap, plus 0.9% more above $200,000

Unemployment insurance exists in Texas, but employers fund it entirely — 0.32% to 6.32% on the first $9,000 of wages — so it never appears on your payslip.

Why Texas has no income tax

This is worth understanding if you are moving here, because it is more durable than a tax rate that a legislature can change.

Since 1993 the Texas constitution has required a statewide referendum before any personal income tax could be introduced. In November 2019 voters went further and approved Proposition 4, which prohibits a personal income tax outright. Reversing that now needs another constitutional amendment, not simply a majority in the legislature.

The practical effect is that a Texas salary is more predictable across a long horizon than one in a state where rates move with each budget.

Take-home pay at every salary in Texas

What a Texas salary is worth after federal tax and FICA. Because there is no state layer, these figures are the same in every Texas city — Houston, Dallas, Austin and San Antonio alike.

Annual take-home pay by gross salary · 2026
Gross salary	Total tax	Take-home (single)	Effective rate	Take-home (married)
$30,000	−$3,715	$26,285	12.4%	$27,705
$40,000	−$5,680	$34,320	14.2%	$36,160
$50,000	−$7,645	$42,355	15.3%	$44,395
$60,000	−$9,610	$50,390	16.0%	$52,570
$75,000	−$13,408	$61,593	17.9%	$64,623
$85,000	−$16,373	$68,628	19.3%	$72,658
$100,000	−$20,820	$79,180	20.8%	$84,710
$125,000	−$28,297	$96,704	22.6%	$104,798
$150,000	−$36,209	$113,791	24.1%	$123,185
$200,000	−$51,073	$148,927	25.5%	$159,321
$250,000	−$66,818	$183,182	26.7%	$197,468

What lands in your account each payday

On $75,000 a year in Texas, filing single, split across the pay schedules employers actually use.

Net pay on $75,000 gross · single filer
Pay schedule	Gross	Net
Every week	$1,442	$1,184
Every two weeks	$2,885	$2,369
Twice a month	$3,125	$2,566
Every month	$6,250	$5,133

What Texas collects instead

No state raises nothing. Texas simply raises it differently, and the shift is significant enough to change whether a move actually leaves you better off.

Property tax carries most of the load. Texas levies no state property tax, but local rates are among the highest in the country, regularly exceeding 2% of assessed value in parts of the Dallas–Fort Worth and Houston areas. On a $500,000 home that can mean well over $10,000 a year — enough to consume the entire income tax saving of someone earning a middle income.

Sales tax does the rest. The state rate is 6.25%, and local jurisdictions add up to 2% more, capping the combined rate at 8.25%.

The income tax saving is real and it is largest for high earners, who pay it on every dollar. For someone earning a modest salary but buying a house, the property tax can more than offset it.

Moving to Texas from a high-tax state

This is the most common reason people run a Texas calculation, and the honest answer depends on what you earn and whether you buy.

The saving scales with income. Someone moving from California on $80,000 saves a few thousand a year in state tax; someone on $400,000 saves a great deal more, because California’s top rates climb steeply while Texas stays at nothing. There is no bracket structure here for the saving to taper against.

Two things commonly surprise people. Property tax, as above, can swallow the gain for middle-income buyers. And residency has to be genuine — high-tax states audit departures, and keeping a home, a driver’s license or substantial time in the old state can leave you liable there. Establish Texas as your actual domicile, not merely your postal address.

Deadlines for the 2026 tax year

There is no Texas state return to file and no state deadline to meet. Your only obligation is the federal return, due April 15, 2027 for the 2026 tax year. If you are self-employed, federal estimated payments still fall quarterly in April, June, September and the following January.

Questions people ask

Does Texas have a state income tax?: No. Texas levies no personal income tax on wages, salaries, capital gains or retirement income. Since Proposition 4 passed in 2019, the state constitution prohibits one outright.
What is deducted from a Texas paycheck?: Federal income tax, Social Security at 6.2% up to the wage base, and Medicare at 1.45%. That is all. Texas withholds nothing at state level and no Texas city levies an income tax.
Do I pay Texas unemployment insurance from my wages?: No. Texas unemployment insurance is funded entirely by employers, at 0.32% to 6.32% on the first $9,000 of each employee's wages. Nothing is deducted from your pay for it.
Does Texas tax retirement income or Social Security?: No. With no income tax of any kind, Texas does not tax pensions, 401(k) or IRA withdrawals, Social Security benefits, or investment income.
Do I need to file a Texas state tax return?: No. There is no personal income tax return in Texas. You file your federal return only.
If there is no income tax, how does Texas fund itself?: Mainly through property tax and sales tax. Texas levies no state property tax, but local property tax rates are among the highest in the country, and the state sales tax is 6.25% before local add-ons take it as high as 8.25%.
Is my data sent anywhere?: No. The calculation runs entirely in your browser. There is no account, and the salary you type is never sent to a server or stored. It never leaves your device.

Where these figures come from

Every Texas number on this page was read from the documents below — the state's own, not a summary of them. Nothing here is estimated. If a figure looks wrong, the source is one click away, and we would rather you checked.

Texas Taxescomptroller.texas.gov
Texas Comptroller of Public Accounts
The taxes Texas levies — personal income tax is not among them, and is barred by the state constitution.
Unemployment Tax Basicstwc.texas.gov
Texas Workforce Commission
That unemployment taxes are paid by employers and are not deducted from employee wages.