Does Tennessee have a state income tax?

No. Tennessee levies no tax on wages, and a 2014 constitutional amendment prohibits the legislature from introducing one on earned income.

Didn't Tennessee tax investment income?

It did. The Hall income tax applied to interest and dividends at 6%, and was phased down over several years before being eliminated completely from the 2021 tax year. Tennessee now taxes no personal income of any kind. Guides written before 2021 still describe the Hall tax as current.

What is deducted from a Tennessee paycheck?

Federal income tax, Social Security at 6.2% up to the wage base, and Medicare at 1.45%. Nothing else. Tennessee withholds nothing at state level and runs no employee-funded disability or paid leave program.

Does Tennessee tax retirement income or Social Security?

No. With the Hall tax gone, Tennessee taxes no personal income at all — pensions, 401(k) and IRA withdrawals, Social Security and investment income are all untouched at state level.

Do I need to file a Tennessee state tax return?

No. There is no personal income tax return in Tennessee. You file your federal return only.

Is my data sent anywhere?

No. The calculation runs entirely in your browser. There is no account, and the salary you type is never sent to a server or stored. It never leaves your device.

United States · Tennessee · Tax year 2026

Tennessee Paycheck Calculator

Tennessee finished phasing out its last income tax in 2021 and then banned any future one. Type your salary to see what federal tax and FICA leave behind.

Take-home per paycheck · 2026

$2,368.94

Paid every two weeks · $61,593 a year

You keep 82% of your gross pay. Tennessee itself takes 0.0%.

This is your 2026 tax for the whole year, spread evenly across 26 paychecks and rounded to the cent. A real payslip can differ slightly from one paycheck to the next: employers withhold using tables that approximate the year's tax rather than match it, and stop taking a contribution once your wages for the year pass its cap.

Effective rate 17.9% of your gross

Marginal rate 22.0% on your next dollar

Total tax $515.68 a paycheck · $13,408 a year

Federal income tax$295.00
FICA$220.68
Take-home$2,368.94

Itemized deductions from gross pay, per paycheck and per year
Deduction	Rate	Per paycheckPer year	Per year
Gross payAnnual salary ÷ 26		$2,884.62$75,000.00	$75,000.00
Federal
Federal income taxAfter the $16,100 standard deduction		−$295.00−$7,670.00	−$7,670.00
Social SecurityCapped at $184,500 of wages	6.20%	−$178.85−$4,650.00	−$4,650.00
Medicare	1.45%	−$41.83−$1,087.50	−$1,087.50
Tennessee
TN income tax		None	None
Total tax		−$515.68−$13,407.50	−$13,407.50
Net pay		$2,368.94$61,592.50	$61,592.50

Per paycheck, each line is its annual amount ÷ 26, rounded to the nearest cent.

What this means

On a salary of $75,000 you keep $61,593 — about 82% of what you earn. The remaining $13,408 is split across three separate deductions.

Tennessee takes none of it. There is no state income tax here, and no state payroll levy either, so every dollar deducted above is federal. The largest is federal income tax at $7,670; Social Security and Medicare account for the remaining $5,738.

Your next dollar would be taxed at 22.0%, all of it federal, while the rate you actually pay across the whole salary is 17.9%. Comparing Tennessee against a state that does tax income, the effective rate is the number to use — the headline bracket overstates the difference.

Show the working, band by band

Every figure above is computed from published 2026 rates for the whole year, then divided across 26 paychecks.

Federal — on $58,900 taxable income

Band	Rate	Taxed here	Tax
$0 – $12,400	10%	$12,400	$1,240.00
$12,400 – $50,400	12%	$38,000	$4,560.00
$50,400 – $105,700	22%	$8,500	$1,870.00

Tennessee tax at a glance, 2026

State income tax: None; Constitutionally prohibited since 2014
Investment income: Untaxed; Hall tax fully repealed in 2021
Payroll add-ons: None; No employee-side state levy
Combined sales tax: ~9.5%; Among the highest in the country

What actually comes out of a Tennessee paycheck

Tennessee withholds nothing at state level. No income tax on wages, no local income tax anywhere in the state, and no employee-funded disability or paid leave premium.

Three federal deductions remain: income tax after the standard deduction, Social Security at 6.2% up to the wage base, and Medicare at 1.45% uncapped.

Tennessee’s position is unusually secure. A constitutional amendment approved by voters in 2014 prohibits the legislature from levying a tax on earned income, so introducing one would require another amendment rather than an ordinary bill.

The tax Tennessee used to have

Tennessee spent decades on lists of no-income-tax states while quietly taxing one kind of income, and the residue of that still causes confusion.

The Hall income tax applied to interest and dividend income at 6%. Wages were never subject to it, which is why Tennessee could accurately claim to have no income tax on earnings while investors paid. Legislation phased the rate down in steps through the late 2010s, and it was eliminated completely from the 2021 tax year.

The practical effect is that Tennessee’s tax position for retirees and investors improved sharply and fairly recently. Anything written before 2021 describing Tennessee as taxing investment income is describing a tax that no longer exists — and a fair amount of that material is still online.

Take-home pay at every salary in Tennessee

What a Tennessee salary is worth after federal tax and FICA. With no state layer, these figures hold anywhere in the state — Nashville, Memphis, Knoxville and Chattanooga alike.

Annual take-home pay by gross salary · 2026
Gross salary	Total tax	Take-home (single)	Effective rate	Take-home (married)
$30,000	−$3,715	$26,285	12.4%	$27,705
$40,000	−$5,680	$34,320	14.2%	$36,160
$50,000	−$7,645	$42,355	15.3%	$44,395
$60,000	−$9,610	$50,390	16.0%	$52,570
$75,000	−$13,408	$61,593	17.9%	$64,623
$85,000	−$16,373	$68,628	19.3%	$72,658
$100,000	−$20,820	$79,180	20.8%	$84,710
$125,000	−$28,297	$96,704	22.6%	$104,798
$150,000	−$36,209	$113,791	24.1%	$123,185
$200,000	−$51,073	$148,927	25.5%	$159,321
$250,000	−$66,818	$183,182	26.7%	$197,468

What lands in your account each payday

On $75,000 a year in Tennessee, filing single, split across the pay schedules employers actually use.

Net pay on $75,000 gross · single filer
Pay schedule	Gross	Net
Every week	$1,442	$1,184
Every two weeks	$2,885	$2,369
Twice a month	$3,125	$2,566
Every month	$6,250	$5,133

The highest sales tax in the country

Tennessee recovers its revenue at the till, and it does so more aggressively than any other state.

The state rate is 7%, and local jurisdictions add up to 2.75% on top, giving a combined average approaching 9.5% — routinely the highest in the nation. Tennessee also taxes groceries, though at a reduced rate, which most states exempt entirely.

That changes the calculation depending on how you live. A high earner who saves a large share of income comes out well ahead: no tax on the earnings, and sales tax only on what is actually spent. A household spending most of what it earns hands back a meaningful portion of the income tax saving every time it shops, and groceries make that regressive in a way an income tax is not.

Property tax rates, by contrast, sit below the national average — considerably lighter than Texas, which is the more common comparison for people leaving high-tax states.

Deadlines for the 2026 tax year

There is no Tennessee state return to file for personal income and no state deadline. Your only obligation is the federal return, due April 15, 2027 for the 2026 tax year. If you are self-employed, federal estimated payments still fall quarterly in April, June, September and the following January.

Questions people ask

Does Tennessee have a state income tax?: No. Tennessee levies no tax on wages, and a 2014 constitutional amendment prohibits the legislature from introducing one on earned income.
Didn't Tennessee tax investment income?: It did. The Hall income tax applied to interest and dividends at 6%, and was phased down over several years before being eliminated completely from the 2021 tax year. Tennessee now taxes no personal income of any kind. Guides written before 2021 still describe the Hall tax as current.
What is deducted from a Tennessee paycheck?: Federal income tax, Social Security at 6.2% up to the wage base, and Medicare at 1.45%. Nothing else. Tennessee withholds nothing at state level and runs no employee-funded disability or paid leave program.
Does Tennessee tax retirement income or Social Security?: No. With the Hall tax gone, Tennessee taxes no personal income at all — pensions, 401(k) and IRA withdrawals, Social Security and investment income are all untouched at state level.
Do I need to file a Tennessee state tax return?: No. There is no personal income tax return in Tennessee. You file your federal return only.
Is my data sent anywhere?: No. The calculation runs entirely in your browser. There is no account, and the salary you type is never sent to a server or stored. It never leaves your device.

Where these figures come from

Every Tennessee number on this page was read from the documents below — the state's own, not a summary of them. Nothing here is estimated. If a figure looks wrong, the source is one click away, and we would rather you checked.

Tennessee Department of Revenuetn.gov
Tennessee Department of Revenue
The taxes Tennessee levies following the repeal of the Hall income tax — none of them falls on wages.
How do I determine if my employment qualifies as covered employment?lwdsupport.tn.gov
Tennessee Department of Labor and Workforce Development
That the unemployment tax premium on a worker's wages is paid by the employer.